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05 July 2008 @ 12:01 pm
Buying a House  

I'm in the process of buying a house.
Got a great deal - 1700 sq feet three bedrooms, finished basement,  1.5 car garage with storage loft and $45K. Downside is an itty bitty lot I can mow in under 10 minutes and the place has not been maintained. I think an old couple lived there, retired in 1987, and did very little upkeep after that.
Got a break on the price because I offerred to clean it out. Now, don't get me wrong. I think my garbage men hate me - the old folks were true children of the depression, and I could just hear my dad saying "But I might be able to use that" I have been dragging a dozen bags of trash to the curb every week since the first of May. 

But the real bummer is the legalities. I have bought houses in Ohio, Alabama and New Jersey. This is the first house I bought in New York, first house in 10 years, and OMFG!
Forex, the bank inspector is going over my records, and can't figure out why there's a $3000 deposit to my checking account. The fact that it say "transfer from savings" doesn't give him a clue. 
Bit of telephone tag to get that resolved. The next day, he's got another question - why am I getting monthly payments on the first business day of the month...from "DFAS-Cleveland" Lesee, a retired military guy, buying a house through the Veterans administration, getting monthly payments from the Defense Finance Accounting Service...yep, sounds suspicious to me.
Oh yeah, and just to make things interesting, I paid my earnest money on May 1, two months later, I'm at Fort Drum on Summer Leadership School Cadre, and THAT's when they gotta talk to me. I mean, they seem to have enough exasperation with the fact that I don't answer my cell phone when I'm teaching class.
 Ya gotta love cell phones - "Mr Stalker, could you drop off a copy of your insurance policy. We can't find the one you mailed last week."
"M'am...I am on the rifle range on the side of a mountain in the Adirondacks. Wait a second "loud noise drowns out conversation" sorry, that was a flight of Blackhawk helicopters. Just a second *another Loud noise* sorry, that's a couple of M-240 machine guns - what were you saying?"
"Yes, M'am, that sounds good, I guess I'll drop it off when I get back next week.

Current Location: Lockport NY
Current Mood: happyhappy
Current Music: Gordon Lightfoot